Universities Or Diploma Mills?


This isn’t to say that private universities don’t provide a top notch education for their exorbitant price; it just means that you can get an excellent education at a state school, too, and save a lot of money. Rebecca Lake has been a financial planning and credit expert for The Balance for over three years. She has over a decade of experience writing personal finance, investing, and small business content for publications like Forbes Advisor and U.S. She also assists with content strategy for prominent brands in the financial services industry, including Citibank, Discover Bank, and AIG Insurance. The average debt of college graduates is $30,000 in 2020, and it can take several years to pay that off. Early financial planning for college can help reduce this debt substantially.

Advantages of this strategy include tax deferral, liquidity without penalty, no stock market losses, no income taxes, no lost opportunity costs, and peace of mind. The rules for getting college loans have eased up considerably in the last decade or so. It is now possible for just about anyone accepted to a college program to qualify for a student loan of some sort.

Focus On Value When Choosing A College Or University

The increasing ease and scalability of online development and transaction has made the creation and offering of online learning more cost efficient and readily available. It has also facilitated the proliferation of diploma or degree mills-those operations that award "degrees" for little or no academic work. This paper highlights the different ways in which online diploma mills hurt the reputation of legitimate e-learning and hurt students, faculty, employers, job seekers and society. Throughout the past decade, e-learning has consistently been the fastest growing sector of higher education1. The ability of the Internet to serve as an efficient, economical and ubiquitous delivery system for instruction has facilitated the development of tens of thousands of online courses and hundreds of online degree and certificate programs2. Recent studies have confirmed that learning outcomes of online students are equivalent-and in some cases may be superior - to those of face-to-face students3.

My books include 'Losing An Empire, Finding A Role' , 'The Decision Point' and 'A Citizen's Guide to American Foreign Policy' . I have published academic articles in journals such as the British Journal of Political Science, Political Psychology, Security Studies, Terrorism and Political Violence, Foreign Policy Analysis and Journal of Cold War Studies. I previously taught at the Universities of Pittsburgh, Central Florida, Essex and King's College London. The Naval Command and Staff, Online Program delivers Joint Professional Military Education Phase I to students online. Courses consist of online discussion boards, individual essays, and other assignments. Through the College of Distance Education, officers and select government employees pursue the same caliber of courses as resident students through convenient and flexible formats.

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